About Middle Creek Capital

Who We Are

Middle Creek Capital is an independent capital advisory firm dedicated to bridging the gap between ambitious real estate investors, developers, and business owners with the capital sourcing they need to grow. Our core purpose is to connect clients with the right financial solutions, whether through loans, equity investors, or other structured capital. 


Our skilled team of experts specializes in commercial real estate loans, SBA financing, working capital lines, mezzanine debt, and structured capital solutions—matching each client with the right lender, structure, and terms. 

OUR SERVICES
Kyle Wicker Founder of Middle Creek Capital

KYLE WICKER

Meet Our Founder

Kyle Wicker founded Middle Creek Capital with a vision for utilizing his financial expertise to find custom solutions for his clients. Kyle is a Lexington, Kentucky native with over 20 years of experience in commercial lending, credit analysis, and business advisory.



Kyle has successfully structured financing solutions across commercial real estate, SBA 7(a)/504 loans, construction lending, equipment financing, and cash flow lending. His career spans leadership roles at regional and national banks, where he built and managed commercial loan portfolios, advised middle-market companies, and developed lasting relationships with lenders across the credit spectrum.


His approach blends community banking expertise and institutional capital market insight, allowing him to anticipate lender questions, negotiate favorable terms, and ensure clients are positioned to close efficiently.

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The Middle Creek Capital Difference

When you work with our team, you can expect:

  • Expertise That Matters

    Our team utilizes decades of frontline lending and advisory experience to secure better outcomes for our clients.

  • Lender Relationships

    We leverage our trusted connections across banks, credit funds, SBA platforms, CMBS conduits, and private lenders to find the right solutions.

  • Transparency

    Our team maintains open communication and clearly defines expectations throughout the process, ensuring that our clients understand every step.

  • Client-First Approach

    When we take on a case, we represent our clients' best interests with an advisory that controls the narrative, creates competition among lenders, and delivers better outcomes.

  • Confidentiality

    Our main priority is ensuring complete information security from start to finish.

These values guide our every interaction, ensuring you receive the best service from start to finish. We are not a one-and-done transaction firm; we are your long-term partner, committed to providing the transparency and trust you need to grow your portfolio and achieve your financial goals.

Your Capital Partner

From small business growth financing to multi-million-dollar commercial real estate projects, Middle Creek Capital provides the expertise and relationships to help clients access capital with confidence.


Schedule a confidential consultation and see how Middle Creek Capital can help you secure the right financing solution. Our financial advisory firm is based in Lexington, Kentucky, serving clients nationwide. 

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