OUR SERVICES
Strategic Capital Advisory
Middle Creek Capital provides independent, client-focused debt and capital sourcing services to investors, developers, and business owners. We move beyond the limitations of single-source lenders, leveraging our extensive network to secure optimal financing solutions—whether it's strategic debt, joint venture equity, or structured capital.
We align solely with your interests, ensuring favorable terms, low rates, and the proper long-term capital structure necessary to achieve your most ambitious financial goals and unlock sustained growth.
Tailored Financial Solutions
Our advisory services cover the full spectrum of debt and capital solutions:
First-Lien / Senior Secured Loans
The most common form of financing, offering security for lenders
SBA 7(a) & SBA 504 Financing
Government-backed loans designed to help small businesses acquire assets, real estate, and working capital.
Second-Lien & Split-Lien Facilities
Loans that provide additional capital while subordinate to a senior loan.
Mezzanine & Subordinated Debt
A debt and equity financing hybrid, ideal for funding growth or acquisitions without diluting ownership.
Unitranche Facilities (CMBS & CLO)
Streamlined loans that combine senior and junior debt into a single instrument.
Bridge & Short-Term Financing
Flexible, short-term loans to provide quick capital for transactions, acquisitions, or to bridge gaps until long-term financing is secured.
CMBS Loans
Long-term, fixed-rate, non-recourse financing for stabilized commercial real estate assets, packaged and sold as bonds to investors.
CLO Lending Access
Institutional leveraged loan capital for corporate growth, acquisitions, and recapitalizations, offering a scalable solution for companies.

Over the past twenty years, we’ve worked with clients in every sector, specializing in:
- Commercial Real Estate Development
 - Small Business Growth
 - Acquisition Financing
 - Refinancing & Recapitalizations
 
Our Capital Network
What sets Middle Creek Capital apart is long-term relationships we’ve established in the financial sectors. This advantage allows us to find the right solution for our client’s unique needs. Our network includes community, regional and national banks, credit unions, SBA lenders, private credit funds, mezzanine/bridge providers, insurance companies, and private capital sources. Our years of experience and partnerships enable us to move confidently in a competitive lending environment. 
Let's Build Your Capital Strategy
Whether you’re an entrepreneur, developer, or investor, Middle Creek Capital is ready to guide you through today’s lending landscape. Schedule a confidential consultation and let us help you reach your financial goals. Our financial advisory firm is based in Lexington, Kentucky, serving clients nationwide.
